:root{--bg:#f4f6f9;--panel:#fff;--ink:#16202c;--mut:#5b6777;--line:#dde3ea;--brand:#0b4f8a;--brand2:#0f6dbf;
--dec:#b42318;--decbg:#fef3f2;--chk:#a15c07;--chkbg:#fffaeb;--ok:#067647;--okbg:#ecfdf3;--rate:#3538cd;--ratebg:#eef4ff;--r:12px}
*{box-sizing:border-box}html,body{margin:0}body{font:15px/1.45 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--ink)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 20px;background:linear-gradient(90deg,#0b3d6b,#0f6dbf);color:#fff;flex-wrap:wrap}
.brand{display:flex;gap:10px;align-items:center}.brand small{display:block;opacity:.8;font-size:12px}.logo{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:#fff;color:var(--brand);font-weight:800}
nav a{color:#fff;text-decoration:none;padding:7px 12px;border-radius:8px;margin-left:4px;opacity:.9}nav a.active,nav a:hover{background:rgba(255,255,255,.16);opacity:1}nav a:focus-visible{outline:2px solid #fff}
.disclaimer{background:#fffaeb;border-bottom:1px solid #fedf89;color:#7a2e0e;padding:8px 20px;font-size:13px}
main{padding:16px 20px;max-width:1500px;margin:0 auto}
.layout{display:grid;grid-template-columns:380px 1fr;gap:16px;align-items:start}
@media(max-width:980px){.layout{grid-template-columns:1fr}}
.panel{background:var(--panel);border:1px solid var(--line);border-radius:var(--r);padding:16px;box-shadow:0 1px 2px rgba(16,24,40,.04)}
.form{position:sticky;top:12px}@media(max-width:980px){.form{position:static}}
h2{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--mut);margin:14px 0 8px}h2:first-child{margin-top:0}
label{display:block;font-size:13px;font-weight:600;color:#344054;margin-bottom:8px}label small{font-weight:400;color:var(--mut)}
input,select{display:block;width:100%;margin-top:4px;padding:9px 10px;border:1px solid #cfd6df;border-radius:8px;font:inherit;background:#fff;color:var(--ink)}
input:focus,select:focus,button:focus-visible,summary:focus-visible{outline:2px solid var(--brand2);outline-offset:1px;border-color:var(--brand2)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}.row3{display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:10px}
.seg{border:1px solid var(--line);border-radius:8px;padding:8px 10px;display:flex;gap:16px;flex-wrap:wrap}.seg legend{font-size:13px;font-weight:600;color:#344054;padding:0 4px}.seg label{display:flex;align-items:center;gap:6px;margin:0;font-weight:500}.seg input{width:auto;margin:0}
.ta{position:relative}.sugg{position:absolute;z-index:5;left:0;right:0;top:100%;margin:2px 0 0;padding:4px;list-style:none;background:#fff;border:1px solid #cfd6df;border-radius:8px;box-shadow:0 8px 24px rgba(16,24,40,.14);max-height:300px;overflow:auto}
.sugg li{padding:7px 9px;border-radius:6px;cursor:pointer;display:flex;justify-content:space-between;gap:8px}.sugg li[aria-selected=true],.sugg li:hover{background:#eef4ff}.sugg small{color:var(--mut);white-space:nowrap}
.chips{list-style:none;margin:6px 0 10px;padding:0;display:flex;flex-direction:column;gap:6px}
.chips li{display:flex;align-items:center;gap:8px;background:#f2f6fb;border:1px solid #d6e2f0;border-radius:8px;padding:6px 8px}
.chips li span{flex:1;font-size:14px}.chips select{width:auto;margin:0;padding:4px 6px;font-size:13px}.chips button{border:0;background:none;color:var(--mut);font-size:18px;line-height:1;cursor:pointer;padding:2px 6px;border-radius:6px}.chips button:hover{background:#e4e9f0}
.opt{margin:6px 0 10px;border:1px dashed var(--line);border-radius:8px;padding:8px 10px}.opt summary{cursor:pointer;font-weight:600;font-size:13px;color:#344054}.opt[open] summary{margin-bottom:8px}
.actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}button{font:inherit;cursor:pointer}
.primary{background:var(--brand);color:#fff;border:0;padding:10px 18px;border-radius:8px;font-weight:600}.primary:hover{background:var(--brand2)}
.ghost{background:#fff;border:1px solid #cfd6df;padding:10px 14px;border-radius:8px}
.summary{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:12px}
.pill{display:inline-flex;align-items:center;gap:6px;padding:6px 10px;border-radius:999px;font-weight:600;font-size:13px;border:1px solid}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(330px,1fr));gap:14px;margin-bottom:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column}
.card header{padding:12px 14px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:8px}
.card h3{margin:0;font-size:16px}.card .sub{font-size:12px;color:var(--mut);padding:6px 14px;border-bottom:1px solid var(--line);background:#fafbfc}
.badge{font-size:12px;font-weight:700;padding:5px 10px;border-radius:999px;white-space:nowrap}
.s-decline .badge,.l-decline{background:var(--decbg);color:var(--dec);border-color:#fecdca}.s-check .badge,.l-check{background:var(--chkbg);color:var(--chk);border-color:#fedf89}.s-eligible .badge,.l-ok{background:var(--okbg);color:var(--ok);border-color:#abefc6}.l-rate{background:var(--ratebg);color:var(--rate);border-color:#c7d7fe}.l-info{background:#f2f4f7;color:#344054;border-color:#e4e7ec}
.card.s-decline{border-top:4px solid var(--dec)}.card.s-check{border-top:4px solid #f79009}.card.s-eligible{border-top:4px solid #17b26a}
.findings{list-style:none;margin:0;padding:6px 0;flex:1}.findings>li{padding:9px 14px;border-bottom:1px solid #f0f2f5}.findings>li:last-child{border-bottom:0}
.ft{display:flex;gap:8px;align-items:flex-start}.lv{flex:none;font-size:11px;font-weight:700;padding:2px 7px;border-radius:6px;border:1px solid;text-transform:uppercase;letter-spacing:.03em;margin-top:2px}
.ft strong{font-size:14px}.why{margin:4px 0 0;color:#344054;font-size:13px}
.cite{margin:6px 0 0;font-size:12.5px;border-left:3px solid #c7d7fe;background:#f8faff;padding:6px 8px;border-radius:0 6px 6px 0}
.cite q{display:block;color:#1d2939;font-style:italic;quotes:"\201C" "\201D"}.cite .src{display:block;color:var(--mut);margin-top:3px}.cite a{color:var(--brand2)}
.ocr{display:inline-block;margin-left:4px;font-size:10.5px;font-weight:700;color:#7a2e0e;background:#fffaeb;border:1px solid #fedf89;border-radius:4px;padding:0 4px}
.empty{color:var(--mut);text-align:center;padding:30px}
.bd table,.src table,.rules table{width:100%;border-collapse:collapse;font-size:13.5px}.bd th,.bd td,.src th,.src td,.rules th,.rules td{border-bottom:1px solid var(--line);padding:8px;text-align:left;vertical-align:top}
.bd th,.src th,.rules th{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--mut);background:#fafbfc}
.open{color:var(--ok);font-weight:700}.flag{color:var(--chk);font-size:12.5px;display:block;margin-top:4px}
h1{font-size:20px;margin:4px 0 12px}.note{font-size:13px;color:var(--mut)}
.rules input{max-width:420px}
.foot{font-size:12px;color:var(--mut);text-align:center;padding:18px}
@media(max-width:560px){main{padding:10px}.row3{grid-template-columns:1fr 1fr}.row3 label:last-child{grid-column:span 2}.cards{grid-template-columns:1fr}.bd td,.bd th{padding:6px 4px}}
@media print{.form,.top nav,.actions{display:none}.layout{grid-template-columns:1fr}}
.more{margin-top:4px;font-size:12.5px}.more summary{cursor:pointer;color:var(--brand2)}
.layout{grid-template-columns:380px minmax(0,1fr)}@media(max-width:980px){.layout{grid-template-columns:minmax(0,1fr)}}
.row2>*,.row3>*,.layout>*{min-width:0}.chips li span{min-width:0;overflow-wrap:anywhere}.cite a{overflow-wrap:anywhere}
.cards{grid-template-columns:repeat(auto-fill,minmax(min(330px,100%),1fr))}
input,select{min-width:0;max-width:100%}html,body{overflow-x:hidden}
@media(max-width:560px){.top{padding:10px 12px}.disclaimer{padding:8px 12px}.panel{padding:12px}}
.ghostwrap{position:relative}.ghostwrap input{position:relative;background:transparent;z-index:1}
.ghost{position:absolute;inset:0;margin-top:4px;padding:10px 11px;border:1px solid transparent;font:inherit;color:#98a2b3;white-space:pre;overflow:hidden;pointer-events:none;background:#fff;border-radius:8px}
.ghost .typed{color:transparent}.dym{color:var(--chk);font-style:normal;font-size:12px;font-weight:600}